It is legal for debt collection agencies to call you between 8 am and 9 pm (your local time) Monday through Saturday and between 1 pm and 5 pm (your local time) on Sundays.
They aren’t allowed to call outside of those hours and they aren’t allowed to call you on official holidays.
Can a bill collector call you at work?
It’s illegal for a debt collector to come to your workplace to collect payment. They may, however, call you at work, though they can’t reveal to your co-workers that they are debt collectors. To stop these calls, ask the debt collector not to contact you at work. They must stop, according to the law.
What days can debt collectors call?
When Can a Debt Collector Call You? Debt collectors can legally call you at a reasonable time. Legally this varies by state, but most often, this means between 8 a.m. and 9 p.m. in your local time zone. If you work during these hours and haven’t taken steps to stop them, debt collectors can call your job.
Can bill collectors call you multiple times a day?
Federal law doesn’t give a specific limit on the number of calls a debt collector can place to you. A debt collector may not call you repeatedly or continuously intending to annoy, abuse, or harass you or others who share the number.
Can I tell a debt collector to stop calling?
You Can Stop Debt Collectors from Contacting You
If you send a cease and desist letter to a debt collector, the debt collector must stop contacting you except to tell you that: it’s ending communications, or. it may (or will) sue you or use another legal remedy to collect the debt.