Quick Answer: What Is The Rate For A 30 Year Fixed Mortgage?

Current Mortgage and Refinance Rates

ProductInterest RateAPR
Conforming and Government Loans
30-Year Fixed Rate3.625%3.738%
30-Year Fixed-Rate VA3.25%3.55%
20-Year Fixed Rate3.49%3.646%

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What is today’s rate for a 30 year fixed?

Mortgage rates today (APR)

Loan typeAverage rateChange 1 year
30-year fixed mortgage rate4.02%0.71%
15-year fixed mortgage rate3.59%0.68%
5/1 ARM mortgage rate4.39%0.51%

What is the current mortgage interest rate?

Current Mortgage Rates Comparison

The average 15-year fixed mortgage rate is 3.19 percent with an APR of 3.39 percent.

Will mortgage rates go down in 2019?

Freddie Mac has predicted this will be a year of low mortgage rates. The firmforecast says 30-year home loans will average 4.3% throughout 2019, down from an average 4.6% in 2018.

Is 30 year fixed mortgage good?

If you can afford the payment that comes with a shorter term loan such as a 15 year mortgage, the 30-year mortgage might not be a wise financial move. 15 year fixed-rates have mortgage rates that are as much as 1% lower than a 30 year fixed rate loan. No one enjoys paying interest on a mortgage.